IDenfy, a RegTech company known globally for its identity verification and fraud prevention solutions, has introduced Smart-ID to its electronic identity verification platform. This integration enables businesses to verify customers from Lithuania, Latvia, and Estonia using their existing digital identities, eliminating the need for physical documents during the onboarding process.
Smart-ID stands as the pioneer mobile identity service in the Baltic States, boasting approximately 730,000 active users in Estonia, 1 million in Latvia, and 1.6 million in Lithuania, summing up to 3.75 million users within its primary markets. The service extends its reach to Belgium and Finland, affecting an additional 19 million people with its e-identity solution. Authentication is facilitated through two-step PIN entry or biometrics, performing millions of qualified electronic signatures and ID checks annually.
Security and compliance
Managed by banks and mobile network operators, Smart-ID adheres to the eIDAS High level of assurance, paralleling the government e-identities across EU countries. The platform employs the OpenID Connect (OIDC) protocol to verify pre-established identities, providing verified attributes such as given name, family name, and nationality, with additional attributes like full name and birth date available based on configuration and consent.
The integration of Smart-ID allows businesses to handle data elements such as personal data and verification codes securely, streamlining processes that otherwise require manual document interpretation. Under Regulation (EU) 2024/1183's eIDAS 2.0 framework, EU countries are mandated to provide citizens with EU Digital Identity Wallets by December 31, 2026. Smart-ID’s eIDAS High assurance certification aligns with this framework, necessitating banks and payment institutions to adopt these digital credentials.
Benefits for the Baltic market
This seamless integration is available to all iDenfy clients at no extra cost and requires no additional setup
Domantas Ciulde, CEO of iDenfy, highlighted the mature mobile authentication market in the Baltic countries, noting that users are accustomed to digital onboarding without physical documents. The Smart-ID integration forms part of iDenfy's non-document verification system, allowing businesses to direct users to electronic ID verification if document capture is impractical. This seamless integration is available to all iDenfy clients at no extra cost and requires no additional setup.
The integration expands iDenfy’s platform, which supports over 16,000 government-issued documents from more than 200 countries and territories. It provides businesses catering to Baltic and Northern European users with a comprehensive verification toolkit. Cases that fall outside automated processes are reviewed by iDenfy’s compliance team, which operates round-the-clock, without breaks on weekends or public holidays.
Ciulde also stated, “Smart-ID handles hundreds of millions of identity verifications and qualified electronic signatures every year. By integrating it into our platform, our clients get full eIDAS High compliance and a seamless onboarding experience, with no additional setup required on their end.” Current support for Smart-ID is implemented across iDenfy’s identity verification platform.
IDenfy, a globally recognised RegTech company providing identity verification and fraud prevention solutions, has recently incorporated Smart-ID into its electronic identity verification platform. By adding the primary mobile electronic identification service in the Baltic region, businesses will be able to verify customers from Lithuania, Latvia, and Estonia using their everyday identities (without asking the customer for physical documents during onboarding).
Smart-ID is the most popular mobile identity service in the Baltic States. In Estonia, there are approximately 730,000 active users, 1 million in Latvia, and 1.6 million users in Lithuania (a combined total of 3.75 million active users in its primary markets), and an additional 19 million people in Belgium and Finland, where its e-identity service also has an active scope of use.
Mobile network operators
Authentication is done via 2-step PIN entry or biometrics, and hundreds of millions of qualified electronic signatures and ID checks are performed each year. The service of electronic ID is operated by banks and mobile network operators and uses eIDAS High level of assurance, which is equivalent to the e-identity level of government e-identities of EU countries.
In addition, Smart-ID is developed by using the OpenID Connect (OIDC) protocol, and it functions as a credential presentation layer that verifies an already created and proven identity. Each authentication transaction result provides verified attributes such as given name, family name, and nationality. Full name and birth date are optional as conditional attributes depending on configuration and consent.
Electronic money providers
To maintain a high level of security and regulatory compliance, the application transmits and references specific structured data elements such as personal data, device & network, as well as verification codes, so businesses can avoid the burden of manual interpretation of attributes from photographed documents since attributes are directly delivered from the banking credentials.
Under Regulation (EU) 2024/1183, the eIDAS 2.0 framework requires all 27 EU member states to make at least one EU Digital Identity Wallet available to citizens by December 31, 2026, and obligate banks, payment institutions, and electronic money providers to accept wallet-based credentials as a valid method for Strong Customer Authentication. Smart-ID’s eIDAS High assurance certification places it within that framework at the highest recognised level. A business that operates across the Baltics and cannot process a Smart-ID credential is not simply behind on feature adoption. It is misaligned with how the majority of digitally active users in those markets already manage their identity.
New integration work
“The Baltic countries are one of the most mature mobile authentication markets in Europe. Users in Lithuania, Latvia, and Estonia are not new to mobile authentication; they have been doing it for many years. Our clients operating in those markets can now onboard those users in the way they expect to be onboarded, with no document photography required,” said Domantas Ciulde, CEO of iDenfy.
The Smart-ID integration sits within iDenfy’s broader non-document verification framework. Businesses can configure the platform to route users to an electronic ID verification path automatically when document capture is unavailable or fails due to image quality or lighting conditions, a scenario that iDenfy’s internal data identifies as a recurring source of session drop-off. The combined flow is available to all iDenfy clients at no additional cost and can be activated through dashboard settings without new integration work.
Identity verification platform
iDenfy’s platform currently covers over 16,000+ government-issued documents across over 200+ countries and territories. The addition of Smart-ID gives businesses that serve Baltic and broader Northern European users a complete verification toolkit that handles both document-based and mobile credential-based identity presentation within a single system. Cases that fall outside automated parameters are reviewed by iDenfy’s internal compliance team, which operates 24 hours a day, seven days a week, with no interruptions on the weekends or public holidays.
“Smart-ID handles hundreds of millions of identity verifications and qualified electronic signatures every year. By integrating it into our platform, our clients get full eIDAS High compliance and a seamless onboarding experience, with no additional setup required on their end,” added Domantas Ciulde, CEO of iDenfy. Smart-ID support is available now across iDenfy’s identity verification platform.
