iDenfy, a prominent provider of identity verification and fraud prevention solutions, has integrated BankID Norway into its digital identity verification platform.
This enhancement offers businesses a seamless method to verify Norwegian citizens using their existing bank credentials, eliminating the need for physical document presentation during onboarding. Given its widespread use in Norwegian banking and public services, most users already possess the necessary credentials to complete verification without any further setup.
Electronic identification system
BankID Norway is recognised as the pioneer electronic identification system in the country, enabling citizens to authenticate themselves for banking, governmental, and other online services using their bank credentials.
It serves approximately 4.6 million users, processing nearly 1 billion logins and electronic signatures annually. Operating on the OIDC protocol and through a bank delegation model, verification is directly confirmed by the user's bank, negating the need for traditional ID documents. The scheme is classified under eIDAS with a High level of assurance and acts as an eIDAS-notified credential, simplifying the onboarding process.
Addressing insufficient image quality
This comprehensive flow is accessible to all iDenfy clients without additional charges
iDenfy's platform, which combines document-based and non-document verification, allows businesses to redirect users to BankID Norway when standard document capture is inadequate. Internal data from iDenfy highlights this as a frequent cause of session abandonment. This comprehensive flow is accessible to all iDenfy clients without additional charges and can be activated easily via dashboard settings.
When the end user consents, BankID Norway can automatically provide conditional attributes such as date of birth and address details on successful verification. This ensures businesses receive detailed and reliable data, drawn directly from the bank network, independent of document condition. “BankID Norway has become one of the most widely trusted digital identity credentials in Norway. Our clients that serve that market can now meet Norwegian users’ expectations on those terms and present a verification path that feels familiar and requires no additional physical document capture at the point of onboarding,” stated Domantas Ciulde, CEO of iDenfy.
Implications for electronic money institutions
In accordance with Regulation (EU) 2024/1183, the EU member states must implement the EU Digital Identity Wallet by the end of 2026. This mandates financial institutions to support wallet-based credentials as part of Strong Customer Authentication. The OSAC Norway Country Security Report highlights that financial fraud and identity theft in Norway surged by 47% in 2025, impacting nearly one in five residents. Verification using trusted bank network data provides businesses a robust defence against such fraud.
iDenfy's KYC software supports over 16,000 government-issued documents across more than 200 countries and territories. In unresolved cases, the company's internal compliance team, which operates 24/7, is responsible for resolving identity verification issues. “BankID Norway is deeply embedded in how Norwegian citizens already access banking, government, and private sector services. For our clients, adding BankID Norway is not just an onboarding improvement. It is a direct connection to one of the Nordic region’s most established digital identity networks,” Domantas Ciulde added. BankID Norway is now incorporated into iDenfy’s identity verification platform.
iDenfy, the global RegTech solution provider that offers identity verification and fraud prevention tools to businesses, has implemented BankID Norway into its electronic identity verification software.
The addition of a new digital ID or non-document verification method for the Norwegian market gives businesses a native alternative to verify Norwegian citizens using their existing bank login credentials, without requiring a physical document during onboarding. BankID Norway is widely used across Norwegian banking and public services, meaning most users will already have the credentials needed to complete verification without any additional setup.
Electronic identification system
BankID Norway is the country’s most widely used electronic identification system, providing citizens with a way to authenticate themselves for banking, including all banks in the country, government services, and other online services, using their existing bank credentials.
The system currently serves approximately 4,6 million users with nearly 1 billion logins and electronic signatures processed per year. BankID Norway runs on the OIDC protocol and operates through a bank delegation model, meaning the verification is confirmed directly by the user’s bank rather than through a separate identity document. The scheme carries a High level of assurance under eIDAS and is recognised as an eIDAS-notified credential that replaces the need for a traditional ID scan during onboarding.
Insufficient image quality
iDenfy’s non-document verification platform was built to operate alongside the platform’s standard document-based KYC flow.
Businesses can configure the platform to automatically route users to BankID Norway when traditional document capture is unavailable or produces insufficient image quality, a scenario that iDenfy’s internal data consistently shows as a recurring source of session drop-off. The combined flow is available to all iDenfy clients at no additional cost and can be activated in the dashboard settings without any additional integration work.
Additional integration work
Depending on the configuration or whether the end user gives consent, BankID Norway also sends back conditional attributes automatically, including date of birth and full address details such as address line, city, postal code, and country on every successful verification. This gives businesses a detailed result with the structure, since the data comes directly from the bank network rather than being extracted from a scanned document; therefore, the output stays reliable regardless of image quality or document condition.
“BankID Norway has become one of the most widely trusted digital identity credentials in Norway. Our clients that serve that market can now meet Norwegian users’ expectations on those terms and present a verification path that feels familiar and requires no additional physical document capture at the point of onboarding,” said Domantas Ciulde, the CEO of iDenfy.
Electronic money institution
As defined by Regulation (EU) 2024/1183, each of the EU 27 will have to implement the EU Digital Identity Wallet for citizens and residents by the end of 2026. Every bank, payment, and electronic money institution will have to support wallet-based credentials as Strong Customer Authentication measures.
According to the OSAC Norway Country Security Report, financial fraud and identity theft in Norway reached record levels following a significant surge of 47% in 2025. It affected nearly one in five residents. Fraudsters usually rely on stolen or fabricated documents in order to bypass onboarding checks. On the other hand, verification methods that draw identity data directly from a trusted source, such as a bank network, offer businesses a more resilient line of defence.
Identity verification platform
It is worth mentioning that iDenfy’s KYC software currently covers over 16,000+ government-issued documents across over 200+ countries and territories. If a case is not resolved automatically, it is reported to iDenfy’s internal compliance review team, which works 24/7 to review identities and fix any onboarding issues.
“BankID Norway is deeply embedded in how Norwegian citizens already access banking, government, and private sector services. For our clients, adding BankID Norway is not just an onboarding improvement. It is a direct connection to one of the Nordic region’s most established digital identity networks,” added Domantas Ciulde. BankID Norway support is available now across iDenfy’s identity verification platform.
